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Spending limits

Know who spent what, and why

Every card payment arrives with its receipt, cardholder and category, ready to approve before it reaches your books.

15.5k+ members this year
Lucas NguyenFinance Lead · just now

How a coffee roaster cut card fees by a third

A twelve-person roastery moved its cards and currency payments to one account and now saves about $1,800 a year in fees.

155 36 Share
Ivy PatelFrontend Engineer · 58 min ago

How to close your books faster every month

A five-day month-end checklist covering daily reconciliation, capturing receipts at the point of purchase and when to lock the period.

134 16 Share
Mateo NovakFrontend Engineer · yesterday

Budgeting basics for small teams

Set a monthly budget per team, park reserves in a separate vault and review actual spend every Friday in fifteen minutes.

58 39 Share
Diego HughesArt Director · yesterday

Five ways to improve your cash flow

Shorter payment terms, deposits on large orders and a weekly cash review are three of the five changes worth making this quarter.

180 78 Share

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Features

Security and control, built in

Encryption, instant alerts and spending limits come with every account at no extra cost.

Accounting sync

Transactions, receipts and categories flow into your accounting software in real time.

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Instant notifications

A push alert for every payment in or out, the second it happens.

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Spending limits

Set limits per card, person or category, and require approval above any amount.

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24/7 support

Real people answer by chat or phone around the clock, every day of the year.

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No hidden fees

Every fee is listed on one page, and local transfers are always free.

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Bank-grade encryption

256-bit encryption, two-factor sign-in and regulated partner banks protect every account.

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Leadership

Our leadership team

Former bankers, payments engineers and compliance specialists who spent years fixing what slows businesses down.

Samir Alvarez

Samir Alvarez

Risk Manager
Kenji Silva

Kenji Silva

Head of Compliance
Chloe Delgado

Chloe Delgado

Chief Executive Officer
Felix Whitaker

Felix Whitaker

Head of Customer Care
Omar Okafor

Omar Okafor

Head of Compliance

You?

6 open roles
Blog

Money notes for business owners

All articles
Tips
Apr 29, 2026 · 11 min read

Five ways to improve your cash flow

Shorter payment terms, deposits on large orders and a weekly cash review are three of the five changes worth making this quarter.

Nadia Tanaka
Payroll
Apr 15, 2026 · 6 min read

Running payroll for your first five hires

Pay schedules, tax withholding, pension enrolment and the records you must keep, explained for founders hiring for the first time.

Zoe Mensah
Guides
Apr 10, 2026 · 12 min read

What to look for in a business account

Transfer fees, card controls, accounting sync and how fast a human answers: the questions to ask before you switch banks.

Elena Brennan
Support

Good to know before you apply

What we need from you, how long verification takes and what each plan includes.

Talk to a human

Average reply time: 35 minutes.

Contact support

Funds are held with regulated partner banks and protected under the applicable deposit schemes.

Most businesses are verified and ready within one working day.

Yes, per card, per person and per category, with approvals for large payments.

The Basic account is free. Paid plans add more cards, users and integrations.

Funds are held with regulated partner banks and protected under the applicable deposit schemes.

The monthly money memo

One email a month with cash flow tips, fee changes and new features worth knowing about.

Features

Tools that save you time

Less copying numbers between systems, more time deciding what to do with them.

Invoicing

Branded invoices with a payment link and automatic reminders until they are paid.

From $9Enquire

Expense tracking

Snap a receipt and it is matched to the card payment automatically.

From $6Enquire

Multi-currency wallets

Hold, convert and send more than 30 currencies at transparent rates.

IncludedEnquire

Take control of your finances

Open a free account today and issue your first card before lunch.