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Business banking

Get paid faster, pay out with ease

Every invoice carries a one-click payment link and automatic reminders, so customers pay in days, not months.

Bank-grade encryption256-bit encryption, two-factor sign-in and regulated partner banks protect every account.
24/7 supportReal people answer by chat or phone around the clock, every day of the year.
Spending limitsSet limits per card, person or category, and require approval above any amount.

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Behind the scenes

How we keep your money safe

Safeguarded funds, regulated partner banks, encryption and round-the-clock fraud monitoring: a plain-English tour of what protects your balance.

Bank-grade encryption

256-bit encryption, two-factor sign-in and regulated partner banks protect every account.

24/7 support

Real people answer by chat or phone around the clock, every day of the year.

Spending limits

“Invoices with a payment link cut our average payment time in half.”

Kenji Ortega

No hidden fees

Every fee is listed on one page, and local transfers are always free.

How it works

From application to first payment

Apply, verify, fund and start spending, all from your phone or laptop.

Apply online

Tell us about your business in a short online form.

Verify in minutes

Upload your ID and company details from your phone.

Fund your account

Transfer money in or receive your first payment.

Smarter finance, once a month

Short, practical advice for founders and finance leads, plus product news. No spam.

98%satisfaction
Why Emberan

Why businesses bank with Emberan

Fair exchange rates, real-time visibility and support that answers at 2 am, without a branch in sight.

Instant notifications

A push alert for every payment in or out, the second it happens.

Accounting sync

Transactions, receipts and categories flow into your accounting software in real time.

Spending limits

Set limits per card, person or category, and require approval above any amount.

24/7 support

Real people answer by chat or phone around the clock, every day of the year.

Bank-grade encryption

256-bit encryption, two-factor sign-in and regulated partner banks protect every account.

No hidden fees

Every fee is listed on one page, and local transfers are always free.

Integrations

Connect your stack in one click

Team chat

Automate routine tasks.

Code hosting

Share files in a click.

Workspace

Sync data both ways.

Cloud storage

Share files in a click.

Payments

Automate routine tasks.

Office suite

Share files in a click.

Boards

Get updates instantly.

Community

Get updates instantly.

Reviews
4.8
★★★★★

Based on 9.9k verified reviews

5
88%
4
15%
3
3%
2
1%
1
1%
★★★★★
Receipts match themselves now. Our accountant noticed straight away.
Felix NguyenController, Logistics firm
★★★★★
We closed our month-end books in two days instead of two weeks.
Zoe QuinnOwner, Restaurant group
Before and after

Month-end, before and after

What closing the books looks like with paper receipts, and what it looks like with Emberan.

Without Emberan

  • Paper forms and branch visits
  • High fees on every transfer
  • No idea who spent what
  • Receipts lost in inboxes
  • Month-end that takes weeks

With Emberan

  • Spending limits
  • 24/7 support
  • No hidden fees
  • Bank-grade encryption
  • Accounting sync
Leadership

Our leadership team

Join the team
Mason Alvarez

Mason Alvarez

Chief Executive Officer
Arjun Kowalski

Arjun Kowalski

Head of Compliance
Ethan Haddad

Ethan Haddad

Head of Payments
Liam Hughes

Liam Hughes

Risk Manager
Journal

Money notes for business owners

Practical guides on cash flow, spending policies, invoicing and paying people abroad.

How a coffee roaster cut card fees by a thirdA twelve-person roastery moved its cards and currency payments to one account and now saves about $1,800 a year in fees.Budgeting basics for small teamsSet a monthly budget per team, park reserves in a separate vault and review actual spend every Friday in fifteen minutes.A simple guide to business spending policiesWhat belongs in a one-page spending policy, from daily travel limits to who can approve a new software subscription.Getting paid on time: invoice tips that workPayment links, clear due dates and a friendly reminder on day three cut one customer's average wait from 34 days to 16.
Mobile app

Everything on your phone

Get updates, reply and keep track from anywhere.

Download on theApp StoreGet it onGoogle Play
★★★★★ 4.7 from 19.9k ratings
Transactions3,729 10.5%
Contact

We are here around the clock

Chat, phone or email, any hour of any day. A real person always answers.

Chat with us

Average reply in 8 min

Start a chat

Email

hello@example.com

Send an email

Call

+1 (555) 950-7830

Call now
Montreal350 Market Square
Montreal248 Hillcrest Road
Melbourne184 Orchard Close

Open your account in minutes

Apply online with your ID and company number. Most businesses are verified within a day.

Open an accountTalk to sales