Stories
How a coffee roaster cut card fees by a third
A twelve-person roastery moved its cards and currency payments to one account and now saves about $1,800 a year in fees.
Oct 5, 2026 · 10 min readFeatured
One account for every currency
Hold, convert and send more than 30 currencies at the mid-market rate, with the fee shown before you confirm.
Latest
Tips
Five ways to improve your cash flow
Shorter payment terms, deposits on large orders and a weekly cash review are three of the five changes worth making this quarter.
Sep 23, 2026 · 6 min read
Guides
What to look for in a business account
Transfer fees, card controls, accounting sync and how fast a human answers: the questions to ask before you switch banks.
Sep 11, 2026 · 9 min read
Guides
How to close your books faster every month
A five-day month-end checklist covering daily reconciliation, capturing receipts at the point of purchase and when to lock the period.
Jun 30, 2026 · 12 min read
Payroll
Running payroll for your first five hires
Pay schedules, tax withholding, pension enrolment and the records you must keep, explained for founders hiring for the first time.
May 21, 2026 · 5 min read
Invoices
Getting paid on time: invoice tips that work
Payment links, clear due dates and a friendly reminder on day three cut one customer's average wait from 34 days to 16.
Mar 12, 2026 · 6 min read99%satisfaction
Why Emberan
Why businesses bank with Emberan
Fair exchange rates, real-time visibility and support that answers at 2 am, without a branch in sight.
Spending limits
Set limits per card, person or category, and require approval above any amount.
Accounting sync
Transactions, receipts and categories flow into your accounting software in real time.
No hidden fees
Every fee is listed on one page, and local transfers are always free.
Bank-grade encryption
256-bit encryption, two-factor sign-in and regulated partner banks protect every account.
Instant notifications
A push alert for every payment in or out, the second it happens.
24/7 support
Real people answer by chat or phone around the clock, every day of the year.
Integrations
Connect your stack in one click
Team chat
Automate routine tasks.
Code hosting
Share files in a click.
Workspace
Sync data both ways.
Cloud storage
Share files in a click.
Payments
Sync data both ways.
Office suite
Share files in a click.
Boards
Get updates instantly.
Community
Sync data both ways.
Reviews
4.8
★★★★★Based on 6.8k verified reviews
5
85%
4
12%
3
4%
2
1%
1
1%
Receipts match themselves now. Our accountant noticed straight away.
Priya KimFinance Lead, SaaS companyThe cash flow view finally made our board meetings straightforward.
Mason NovakFounder, Design agencyBefore and after
Month-end, before and after
What closing the books looks like with paper receipts, and what it looks like with Emberan.
Without Emberan
- Paper forms and branch visits
- Receipts lost in inboxes
- Month-end that takes weeks
- High fees on every transfer
- No idea who spent what
With Emberan
- Accounting sync
- No hidden fees
- Instant notifications
- 24/7 support
- Bank-grade encryption
Leadership
Join the team Our leadership team
Jonah Rossi
Chief Financial Officer
Kenji Ashford
Head of Payments
Lucas Morgan
Chief Executive OfficerArjun Ibrahim
Head of Customer CareJournal
Money notes for business owners
Practical guides on cash flow, spending policies, invoicing and paying people abroad.
Paying international suppliers without high feesHidden exchange-rate margins can add 3% to every invoice you pay abroad. Here is how to see the real rate and keep the difference.A simple guide to business spending policiesWhat belongs in a one-page spending policy, from daily travel limits to who can approve a new software subscription.How we keep your money safeSafeguarded funds, regulated partner banks, encryption and round-the-clock fraud monitoring: a plain-English tour of what protects your balance.Budgeting basics for small teamsSet a monthly budget per team, park reserves in a separate vault and review actual spend every Friday in fifteen minutes.
Mobile app
Everything on your phone
Get updates, reply and keep track from anywhere.
★★★★★ 4.7 from 34.2k ratings
Transactions2,699 17.6%
Contact
We are here around the clock
Chat, phone or email, any hour of any day. A real person always answers.
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