Cover story
How a coffee roaster cut card fees by a third
A twelve-person roastery moved its cards and currency payments to one account and now saves about $1,800 a year in fees.
By Ivy Kim · Oct 8, 2025
Guides
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How a coffee roaster cut card fees by a third
A twelve-person roastery moved its cards and currency payments to one account and now saves about $1,800 a year in fees.
Hana AshfordMar 16, 2026
99%satisfaction
Why Emberan
Why businesses bank with Emberan
Fair exchange rates, real-time visibility and support that answers at 2 am, without a branch in sight.
24/7 support
Real people answer by chat or phone around the clock, every day of the year.
Spending limits
Set limits per card, person or category, and require approval above any amount.
No hidden fees
Every fee is listed on one page, and local transfers are always free.
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A push alert for every payment in or out, the second it happens.
Accounting sync
Transactions, receipts and categories flow into your accounting software in real time.
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Reviews
4.7
★★★★★Based on 8.8k verified reviews
5
76%
4
9%
3
5%
2
1%
1
1%
We closed our month-end books in two days instead of two weeks.
Sofia HarlowCo-founder, MarketplaceReceipts match themselves now. Our accountant noticed straight away.
Nora WhitakerFounder, Design agencyBefore and after
Your old bank versus Emberan
Branch visits, transfer fees and lost receipts on one side, ten-minute sign-up and automatic matching on the other.
Without Emberan
- Month-end that takes weeks
- Paper forms and branch visits
- No idea who spent what
- High fees on every transfer
- Receipts lost in inboxes
With Emberan
- Spending limits
- Accounting sync
- Bank-grade encryption
- 24/7 support
- Instant notifications
Leadership
Join the team The people behind Emberan
Felix Hughes
Head of Payments
Owen Carter
Chief Executive OfficerIsla Varga
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Mateo Haddad
Head of Customer CareJournal
From the Emberan finance desk
Tips, product news and plain-English explainers from our payments and compliance teams.
How to close your books faster every monthA five-day month-end checklist covering daily reconciliation, capturing receipts at the point of purchase and when to lock the period.Getting paid on time: invoice tips that workPayment links, clear due dates and a friendly reminder on day three cut one customer's average wait from 34 days to 16.Running payroll for your first five hiresPay schedules, tax withholding, pension enrolment and the records you must keep, explained for founders hiring for the first time.What to look for in a business accountTransfer fees, card controls, accounting sync and how fast a human answers: the questions to ask before you switch banks.
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