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Glowis
Open an account Lisbon
Watch the story

Take control of your cash flow

A rolling 90-day forecast shows upcoming bills, payroll and expected income, so you spot a shortfall weeks before it lands.

Video poster 2:49 · Expense tracking
Why Glowis

Why finance teams switch

Fewer spreadsheets, fewer fees and a month-end that no longer takes over the calendar.

24/7 support

Real people answer by chat or phone around the clock, every day of the year.

Instant notifications

A push alert for every payment in or out, the second it happens.

No hidden fees

Every fee is listed on one page, and local transfers are always free.

Transactions
5,131
22.1%

Bank-grade encryption

Spending limits

Set limits per card, person or category, and require approval above any amount.

01

Payroll

Pay your team on time, with tax and pension payments handled for you.

  • Accounting sync
  • Spending limits
  • 24/7 support
Explore payroll
02

Invoicing

Branded invoices with a payment link and automatic reminders until they are paid.

  • 24/7 support
  • Accounting sync
  • Spending limits
Explore invoicing
03

Expense tracking

Snap a receipt and it is matched to the card payment automatically.

  • 24/7 support
  • Accounting sync
  • Spending limits
Explore expense tracking

Trusted with billions every year

Payment volume, businesses on board and support availability, updated every quarter.

$2.4Bmoved every year
10 minto open an account
120kbusinesses on board
4.8/5app store rating
How it works

From application to first payment

Apply, verify, fund and start spending, all from your phone or laptop.

  1. 1
    Step 1

    Apply online

    Tell us about your business in a short online form.

  2. 2
    Step 2

    Verify in minutes

    Upload your ID and company details from your phone.

  3. 3
    Step 3

    Fund your account

    Transfer money in or receive your first payment.

  4. 4
    Step 4

    Start spending

    Issue cards, send invoices and pay suppliers.

Pricing

Simple plans, no hidden fees

Every fee is listed up front, local transfers are free and you can change plans whenever you like.

Basic

For freelancers and newly formed companies

Free
  • Business account opened online
  • Free local transfers
  • Virtual cards and mobile app
Start for free

Business

For finance teams running approvals and payroll

$49 / month
  • Business account opened online
  • Free local transfers
  • Virtual cards and mobile app
  • Physical cards for the whole team
  • Accounting sync and receipt matching
  • Multi-step approvals for large payments
  • Payroll and a dedicated account manager
Choose Business

Basic

For freelancers and newly formed companies

Free
  • Business account opened online
  • Free local transfers
  • Virtual cards and mobile app
Start for free

Business

For finance teams running approvals and payroll

$490 / year
  • Business account opened online
  • Free local transfers
  • Virtual cards and mobile app
  • Physical cards for the whole team
  • Accounting sync and receipt matching
  • Multi-step approvals for large payments
  • Payroll and a dedicated account manager
Choose Business
Before and after

Your old bank versus Glowis

Branch visits, transfer fees and lost receipts on one side, ten-minute sign-up and automatic matching on the other.

Without Glowis

  • No idea who spent what
  • Paper forms and branch visits
  • High fees on every transfer
  • Receipts lost in inboxes
  • Month-end that takes weeks

With Glowis

  • Bank-grade encryption
  • Accounting sync
  • 24/7 support
  • Instant notifications
  • No hidden fees
Leadership

Our leadership team

Join the team
Jonah Fischer

Jonah Fischer

Head of Customer Care
Ravi Varga

Ravi Varga

Chief Financial Officer
Kenji Larsen

Kenji Larsen

Head of Compliance
Ella Alvarez

Ella Alvarez

Head of Payments

Open your account in minutes

Apply online with your ID and company number. Most businesses are verified within a day.