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Glowis
Open an account Edinburgh
Watch the story

One account for every currency

Hold, convert and send more than 30 currencies at the mid-market rate, with the fee shown before you confirm.

Video poster 3:46 · Invoicing
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Paying international suppliers without high feesPayments
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How to choose the right accountPayments
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Getting paid on time: invoice tips that workCards
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Five ways to improve your cash flowInvoices
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What to look for in a business accountPayroll
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How a coffee roaster cut card fees by a thirdPayments
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What our members asked us mostSavings
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Getting paid on time: invoice tips that workSavings
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A beginner's guide to getting startedPayments
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Looking back at a busy seasonCards
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How to close your books faster every monthCards
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Five things we learned this yearSavings
01

Payroll

Pay your team on time, with tax and pension payments handled for you.

  • Spending limits
  • 24/7 support
  • Instant notifications
Explore payroll
02

Expense tracking

Snap a receipt and it is matched to the card payment automatically.

  • No hidden fees
  • Accounting sync
  • Bank-grade encryption
Explore expense tracking
03

Business accounts

A full business account with local details, opened online in about ten minutes.

  • No hidden fees
  • Instant notifications
  • Bank-grade encryption
Explore business accounts

Banking at scale, measured

The numbers behind Glowis, from money moved each year to how fast an account opens.

24/7human support
$2.4Bmoved every year
4.8/5app store rating
10 minto open an account
How it works

Open an account in four steps

Most businesses go from application to their first card payment within one working day.

  1. 1
    Step 1

    Apply online

    Tell us about your business in a short online form.

  2. 2
    Step 2

    Verify in minutes

    Upload your ID and company details from your phone.

  3. 3
    Step 3

    Fund your account

    Transfer money in or receive your first payment.

  4. 4
    Step 4

    Start spending

    Issue cards, send invoices and pay suppliers.

Pricing

Accounts and pricing

Start on the free Basic account and upgrade when you need more cards, users or integrations.

Basic

For freelancers and newly formed companies

Free
  • Business account opened online
  • Free local transfers
  • Virtual cards and mobile app
Start for free

Business

For finance teams running approvals and payroll

$49 / month
  • Business account opened online
  • Free local transfers
  • Virtual cards and mobile app
  • Physical cards for the whole team
  • Accounting sync and receipt matching
  • Multi-step approvals for large payments
  • Payroll and a dedicated account manager
Choose Business

Basic

For freelancers and newly formed companies

Free
  • Business account opened online
  • Free local transfers
  • Virtual cards and mobile app
Start for free

Business

For finance teams running approvals and payroll

$490 / year
  • Business account opened online
  • Free local transfers
  • Virtual cards and mobile app
  • Physical cards for the whole team
  • Accounting sync and receipt matching
  • Multi-step approvals for large payments
  • Payroll and a dedicated account manager
Choose Business
Before and after

Month-end, before and after

What closing the books looks like with paper receipts, and what it looks like with Glowis.

Without Glowis

  • Paper forms and branch visits
  • High fees on every transfer
  • Receipts lost in inboxes
  • No idea who spent what
  • Month-end that takes weeks

With Glowis

  • No hidden fees
  • Accounting sync
  • Bank-grade encryption
  • Instant notifications
  • 24/7 support
Leadership

The people behind Glowis

Join the team
Nadia Silva

Nadia Silva

Risk Manager
Leo Quinn

Leo Quinn

Head of Compliance
Kenji Kowalski

Kenji Kowalski

Chief Financial Officer
Diego Whitaker

Diego Whitaker

Chief Executive Officer

Take control of your finances

Open a free account today and issue your first card before lunch.