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Finance tools your accountant will love

Clean categories, matched receipts and a live sync with your accounting software mean no more spreadsheets at quarter end.

Open an account Talk to sales

3:58 · Corporate cards

Savings

Budgeting basics for small teams

Set a monthly budget per team, park reserves in a separate vault and review actual spend every Friday in fifteen minutes.

No hidden fees

Every fee is listed on one page, and local transfers are always free.

Bank-grade encryption

256-bit encryption, two-factor sign-in and regulated partner banks protect every account.

“Receipts match themselves now. Our accountant noticed straight away.”
Hana Quinn

Instant notifications

A push alert for every payment in or out, the second it happens.

How it works

Open an account in four steps

Most businesses go from application to their first card payment within one working day.

Apply online

Tell us about your business in a short online form.

Verify in minutes

Upload your ID and company details from your phone.

Fund your account

Transfer money in or receive your first payment.

Smarter finance, once a month

Short, practical advice for founders and finance leads, plus product news. No spam.

Expense tracking

Snap a receipt and it is matched to the card payment automatically.

Spending limits
Accounting sync
No hidden fees

Explore expense tracking

Business accounts

A full business account with local details, opened online in about ten minutes.

Instant notifications
Bank-grade encryption
Spending limits

Explore business accounts

Multi-currency wallets

Hold, convert and send more than 30 currencies at transparent rates.

Instant notifications
Spending limits
24/7 support

Explore multi-currency wallets

Banking at scale, measured

The numbers behind Glowis, from money moved each year to how fast an account opens.

120kbusinesses on board

4.8/5app store rating

30+currencies supported

120kbusinesses on board

How it works

From application to first payment

Apply, verify, fund and start spending, all from your phone or laptop.

1
Step 1
Apply online
Tell us about your business in a short online form.
2
Step 2
Verify in minutes
Upload your ID and company details from your phone.
3
Step 3
Fund your account
Transfer money in or receive your first payment.
4
Step 4
Start spending
Issue cards, send invoices and pay suppliers.

We closed our month-end books in two days instead of two weeks.

Freya Lindqvist · Finance Lead, SaaS company

Support answered at 11 pm on a Sunday and solved the problem on the spot.

Elena Ibrahim · CFO, E-commerce brand

Currency transfers cost us a fraction of what our old bank charged.

Luna Tanaka · Controller, Logistics firm

Pricing

Accounts and pricing

Start on the free Basic account and upgrade when you need more cards, users or integrations.

Basic

For freelancers and newly formed companies

Free

Business account opened online
Free local transfers
Virtual cards and mobile app

Start for free

Pro

For small teams paying suppliers every week

$12 / month

Business account opened online
Free local transfers
Virtual cards and mobile app
Physical cards for the whole team
Accounting sync and receipt matching

Choose Pro

Business

For finance teams running approvals and payroll

$49 / month

Business account opened online
Free local transfers
Virtual cards and mobile app
Physical cards for the whole team
Accounting sync and receipt matching
Multi-step approvals for large payments
Payroll and a dedicated account manager

Choose Business

Basic

For freelancers and newly formed companies

Free

Business account opened online
Free local transfers
Virtual cards and mobile app

Start for free

Pro

For small teams paying suppliers every week

$120 / year

Business account opened online
Free local transfers
Virtual cards and mobile app
Physical cards for the whole team
Accounting sync and receipt matching

Choose Pro

Business

For finance teams running approvals and payroll

$490 / year

Business account opened online
Free local transfers
Virtual cards and mobile app
Physical cards for the whole team
Accounting sync and receipt matching
Multi-step approvals for large payments
Payroll and a dedicated account manager

Choose Business

Before and after

Month-end, before and after

What closing the books looks like with paper receipts, and what it looks like with Glowis.

Without Glowis

No idea who spent what
High fees on every transfer
Paper forms and branch visits
Month-end that takes weeks
Receipts lost in inboxes

With Glowis

Instant notifications
Accounting sync
No hidden fees
Spending limits
24/7 support

Leadership

The people behind Glowis

Join the team

Nora Moreau

Risk Manager

Amara Mensah

Chief Executive Officer

Owen Patel

Head of Payments

Ella Whitaker

Head of Customer Care