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Spending limits

Finance tools your accountant will love

Clean categories, matched receipts and a live sync with your accounting software mean no more spreadsheets at quarter end.

36.8k+ members this year
Guides

How to close your books faster every month

A five-day month-end checklist covering daily reconciliation, capturing receipts at the point of purchase and when to lock the period.

No hidden fees

Every fee is listed on one page, and local transfers are always free.

Bank-grade encryption

256-bit encryption, two-factor sign-in and regulated partner banks protect every account.

Instant notifications

“Currency transfers cost us a fraction of what our old bank charged.”

Ella Patel

Accounting sync

Transactions, receipts and categories flow into your accounting software in real time.

How it works

Open an account in four steps

Most businesses go from application to their first card payment within one working day.

Apply online

Tell us about your business in a short online form.

Verify in minutes

Upload your ID and company details from your phone.

Fund your account

Transfer money in or receive your first payment.

The monthly money memo

One email a month with cash flow tips, fee changes and new features worth knowing about.

01

Multi-currency wallets

Hold, convert and send more than 30 currencies at transparent rates.

  • 24/7 support
  • Instant notifications
  • No hidden fees
Explore multi-currency wallets
02

Expense tracking

Snap a receipt and it is matched to the card payment automatically.

  • No hidden fees
  • Instant notifications
  • Bank-grade encryption
Explore expense tracking
03

Payroll

Pay your team on time, with tax and pension payments handled for you.

  • Instant notifications
  • Bank-grade encryption
  • Accounting sync
Explore payroll
98%

of members would recommend us to a friend

Payment volume, businesses on board and support availability, updated every quarter.

$2.4Bmoved every year
4.8/5app store rating
10 minto open an account
24/7human support
Integrations

Connect your stack in one click

Team chat

Sync data both ways.

Code hosting

Get updates instantly.

Workspace

Automate routine tasks.

Cloud storage

Automate routine tasks.

Payments

Get updates instantly.

Office suite

Sync data both ways.

Boards

Get updates instantly.

Community

Sync data both ways.

Reviews
4.7
★★★★★

Based on 6.8k verified reviews

5
83%
4
16%
3
3%
2
1%
1
1%
★★★★★
The cash flow view finally made our board meetings straightforward.
Samir OkaforCFO, E-commerce brand
★★★★★
We closed our month-end books in two days instead of two weeks.
Nadia DuarteController, Logistics firm
9.3kreaders every week

Smarter finance, once a month

Short, practical advice for founders and finance leads, plus product news. No spam.

Invoicing

Take control of your finances

Open a free account today and issue your first card before lunch.