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Business accounts

No monthly fees on the basic plan and no hidden charges on transfers. Start in minutes and get help from a real person whenever you need it.

9 min read Updated Dec 11, 2025 v4.5.2

Overview

Invoices go out with a payment link, so customers can pay you in one click. We listen first, then build a plan around what you actually need. Payroll runs on time, with tax and pension payments handled for you. Accounting sync keeps your books up to date without manual exports.

Bank-grade encryptionIssue virtual and physical cards to your team with limits you control.Instant notificationsSend and receive money in more than 30 currencies at fair exchange rates.Spending limitsWe keep things simple, so you can focus on what matters to you.

Installation

Install the SDK with the package manager your project already uses. It needs Node 18 or newer.

terminal
$ npm install @rally-kit/sdk
terminal
$ yarn add @rally-kit/sdk
terminal
$ pnpm add @rally-kit/sdk
Using a server without Node? The same endpoints are available over plain HTTPS; see the API reference below.

Configuration

Clear prices, honest advice and no surprises along the way. Open a business account online in about ten minutes, with no branch visit. Create a file named rally-kit.config.json in the project root:

rally-kit.config.json
{
  "project": "rally-kit",
  "region": "ap-south",
  "categories": ["payments", "cards", "savings"],
  "retries": 2,
  "timeoutMs": 8000,
  "webhooks": { "enabled": true }
}
OptionTypeDefaultDescription
projectstring-Your project key from the dashboard.
regionstring"us-east"Data centre closest to your members.
retriesnumber3How often a failed call is retried.
timeoutMsnumber10000Time before a request is cancelled.
webhooks.enabledbooleanfalseSend events to your endpoint.

Your first request

Every payment appears instantly, with receipts matched automatically.

  1. Create an API keyOpen the dashboard, choose Settings › API keys and copy a new secret key.
  2. Store it safelyKeep the key in an environment variable, never in your source code.
  3. Make the callRun the snippet below; it prints the first page of results.
index.js
import { Client } from "@rally-kit/sdk";

const client = new Client({ apiKey: process.env.API_KEY });

// list the newest accounts in one category
const page = await client.accounts.list({ category: "payments", limit: 20 });

for (const item of page.data) {
  console.log(item.name, item.price);
}
Heads up: test keys only return sample data. Switch to a live key before you go to production.

API reference

Every endpoint returns JSON and uses standard HTTP status codes.

GET/v1/accountsList accounts with paging and filters.
POST/v1/accountsCreate a new account.
PATCH/v1/accounts/{id}Update some fields of a account.
DELETE/v1/accounts/{id}Archive a account; it can be restored for 30 days.
response.json
{
  "data": [
    { "id": "account_6645", "name": "Pro account", "price": 268 }
  ],
  "has_more": true
}

Troubleshooting

Friendly people answer your questions quickly, by phone, chat or email. Payroll runs on time, with tax and pension payments handled for you.

We measure success by how many members come back and tell their friends. Clear prices, honest advice and no surprises along the way.

Open a business account online in about ten minutes, with no branch visit. No monthly fees on the basic plan and no hidden charges on transfers.

Next steps

Start in minutes and get help from a real person whenever you need it.

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