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Renting versus buying: what makes sense now
We compare five years of rent with five years of mortgage payments on a typical two-bedroom apartment, including the costs people forget.
By Owen Delgado · Oct 14, 2026 Watch the story
Tour every room before you visit
Most of our listings include a 3D walkthrough and floor plan, so you only spend Saturdays viewing homes that already feel right.
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Moves that went to plan
Real stories from families who sold, bought and settled in with help from our local agents.
The valuation was spot on and the marketing photos were stunning.
Tariq KowalskiLandlord, two propertiesOur agent found us a house that was never even listed online.
Ethan LarsenSold their family homeClear advice on every offer. We never felt pressured.
Diego WhitakerFirst-time buyersAs first-time buyers we had a hundred questions. Every one was answered.
Ruby CarterRelocated for workThe rental team handles everything. I barely think about my flat any more.
Ella OkaforSold and bought with usThe 3D tours saved us so many wasted weekends of viewings.
Ava DuarteBought a city loftInsights
Visit the blog The Umbraio Hub property journal
Journal
Property notes from our agents
Market updates, buying guides and selling tips from the people who value and sell homes here every week.
Behind the scenes
Maya BrennanAug 5, 2026
How our valuations work
A valuer visits, compares your home with recent sales within half a mile and adjusts for condition. Here is the full method, step by step.
Maya BrennanAug 5, 2026Guides
Freya SilvaJul 3, 2026
What really affects the value of your home
Location and size matter most, but kitchens, parking and energy ratings can move a price by thousands. Here is what our valuers check first.
Freya SilvaJul 3, 2026
TipsFelix SatoApr 1, 2026
Staging tips that help homes sell faster
Neutral bedding, fewer chairs and every light switched on. Simple staging changes that helped our sellers get offers in the first two weeks.
Felix SatoApr 1, 2026StoriesOmar HaddadMar 14, 2026
How we sold a lake cottage in nine days
Three offers, a sealed-bid deadline and a buyer who toured it in 3D from abroad. The story behind one of our fastest sales this year.
Omar HaddadMar 14, 2026Support
Before you buy, sell or let
The practical answers people want before they book a valuation or make their first offer.
Most listings include a 3D tour, and agents can host live video viewings.
Yes, from finding tenants to repairs and monthly payments.
Yes. Our advisors compare offers and help you apply.
It is free and comes with no obligation to sell with us.
Our fees are clear and agreed upfront. You only pay when the sale completes.
Umbraio Hub193 Orchard Close, Kyoto
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